Safer Driving Habits Can Put A Stop To Rising Costs
Massachusetts has the highest auto insurance claim frequency in the nation – almost 67% above the national average. That means Massachusetts drivers file more claims per vehicle than any other state. We are 18% higher than the second-place District of Columbia and a full 37% higher than neighboring Connecticut which ranks third.
That high frequency of claims is the single greatest underlying cause of high insurance costs in Massachusetts. By reducing the number of accidents, we can all do our part to put a stop to rising insurance costs.
If we all drive more safely, we will see an effect on our pocketbooks since we all pay for the problem through insurance rates.
We hope you will review the following list of safety tips and share it with other drivers in your family who may forget these simple hints from time to time.
If each of us practices even one of these tips per day, we will all be safer drivers as a result.
Please help to make Massachusetts roads safer for all of us.
Safety Tips For Good Drivers
Allow Extra Time -You will be more relaxed and less likely to be in an accident.
Reduce Your Speed -Studies prove you won’t get there any sooner by speeding.
Adjust to Conditions -Reduce your speed further at night and in the rain and snow to allow more stopping distance.
Watch for Yellow Lights -Avoid accelerating to “beat” the light.
Obey Traffic Signs -Remember, if it says Stop, it means it.
Use Your Signals -When you turn or change lanes, use your signal, so that the other person knows what you’re doing – this is defensive driving.
Buckle Up for Safety -Reduce the chance for serious injury.
Keep Both Hands On the Wheel -The most secure position is with the left hand at 10 o’clock and the right hand at 2 o’clock.
Be Courteous -Give other drivers a break and feel better about yourself.
Drive Defensively -Watch out for the other driver and be prepared to protect yourself.
Maintain a Safe Circle of Space -Picture a safe circle of space around your car which leaves room in the front, rear and sides to maneuver out of trouble.
Stay a Safe Distance Behind the Driver Ahead -Maintain a minimum one car length for every ten MPH of your speed. As an example, if you are travelling 40 MPH, you should be no closer than four car lengths.
Anticipate Stops -Don’t wait until the last minute to stop. This is easier on your car and the drivers behind you.
Let Tailgaters Pass -If other drivers are entering your safe circle of space behind you, let them by.
Don’t Drink and Drive -THE COMBINATION IS FATAL.
Concentrate -Don’t allow distractions, such as reading a map, to interfere with the job at hand – driving safely.
Maintain Your Car -Get your brakes and tires checked regularly.
Set an Example -Be a model of safe driving for your children to follow when they grow up.